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I would like to know if there are any good ways to help in remembering all the passwords and login usernames. I also don't understand how the government expects the aging to possibly understand and keep up with all of the Medicare and health care prescription information and picking a plan that they will not be able to change except for their birthday month and that if they miss any payment on their plans they may lose that service for good. A life insurance policy payment is overlooked after paying on the plan for the last 45 years just gets terminated and no refund and you lose all of what was put in, just because a person has a memory lapse from something.

I use a program called LastPass to automatically fill in my passwords. It is great! But sometimes it balks, for whatever reason, so of course I also have a file (Ecco Pro, but an Excel spreadsheet would work, too) that is itself password-protected, to hold all the other passwords, usernames, account numbers, etc.

Gabriel
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Reply to K. Gabriel Heiser
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caroli1 Aug 17, 2018
I also have used Last Pass for about 4 years. It's free at www.lastpass.com. It's generally rated near the top of password managers. I currently have abut 150 logon/password combinations in it; adding, changing, and deleting are easy. Once you're set up, every time you use a logon/password combination that's not in Lass Pass, the program will ask you if you want to save that information; you can also make manual entries. Once thelogon/passwword combination is stored, you normally set things up so the logons/passwords are entered automatically at the login site for any particular URL (site)). You should be sure you use a different password for every site. If you don't want to created passwords, the Last Pass software gives you the option of creating a secure password for you for each site.
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Website with "10 best" password managers

https://www.consumersadvocate.org/password-manager/a/best-password-manager?
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Reply to garylee
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I have the same problem - too many passwords, etc. I have an Apple computer and made a PAGES (Apple program; WORD program if you have a Microsoft computer.) I have it a title that would not be recognized and it is located among my documents I store in Pages. I added the name of the SITE, LOG-IN E-MAIL, PASSWORD and made notes as to whatever information the sites require. When I forget, all I do is open the document and find the site I want to access and all the information is written down. There are other more complex methods but I don't know how they work. This password file is my bible and avoids so many problems for me.
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Reply to Lockett2166
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My husband uses Lastpass in the cloud to store passwords. The desktop version is free. One would need to be computer savvy to use it. I am not.
He recommends another one also: 1password.

He recommends visiting "Have I been pwned?" (spelling is correct),
"Have I been pwned? " website. This will tell you how many of your accounts have been compromised and how many have been breached. @Troy Hunt.

.
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Reply to Sendhelp
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A combination of the app Dashlane and using Google Chrome as my web browser (since it stores password information) has been a saving grace with my mom. My mom had a habit of forgetting passwords and in trying to reset them, get herself locked out of the account, and then give up and never paythe bill. Once I started managing her finances, setting up auto pay for as many bills as possible was step one for me. I don't need to remember how to get into the account in order to pay, and I know it will be paid no matter what. Best of luck!
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Reply to IronWoman
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I work for the Fed. I know more than anyone the struggle of keeping up with passwords, especially because the government system makes us change passwords every 90 days! My solution: buy password pocket book or an address book with A-Z tabs; use a pencil to write in entries in case they need to be changed at a later time; systems alphabetically, i.e.: Netflix under N, Facebook under F, etc.; store book in a handy but private place where you can refer to it often. My book has lasted for years and every 90 days, I have to make penciled changes. I refer to my little black book every day!
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Reply to Forgotten2
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Reality.....you will need to become Court appointed Conservator. I just went thru this after having to catch up all the bills that were anywhere from 30-90+ past due.
It isn't so much the Government expecting the elderly to remember things as much as children should realize the time has come to take care of one's parents now.
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Reply to dkentz72
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I keep two 3” x 5” identical notebooks with everything in them. One in my safety deposit box and the other in my briefcase or handbag. I have payments set up on bank auto pay 5 days before due dates. I have SS, pensions, investment account dividend payments all direct deposited to my checking account. I have transfers to my savings account and to a travel/vacation account each month. Easy way to be organized. Quick and easy. You never miss a payment or a check lost in the mail.
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Reply to anonymous439773
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I have a recipe box I use for passwords, and when I change them I put the change immediately in my notes on my iPhone with the date, then transfer to recipe box when I have a minute.
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Reply to pheidle
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It is a problem. I don't have an Excel spreadsheet, but I do have about 8 pages of usernames and passwords. Mostly I have automatic sign-in for all of my sites. I have autopay for all of my recurring payments, including credit cards, which notify me if they see unusual payments--and yes, my card(s) have been hacked twice, but I didn't have to pay. My two children know where everything is, but I have to admit my files need updating! The important information is in my "Beneficiary Book" which I do keep updated and in a place where they know to get to it in an emergency. My main problem know is who to make POA for financial matters in event I am incapacitated...my son and daughter do NOT trust each other, although I trust both of them. I guess the answer is a lawyer or my professional financial manager. Expensive, yes, but its my kids' own fault for not getting along!
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