K. Gabriel Heiser is an attorney with over 25 years of experience in elder law and estate planning. He is the author of "How to Protect Your Family's Assets from Devastating Nursing Home Costs: Medicaid Secrets," an annually updated practical guide for the layperson.

Articles

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Let's say your parent's home is exempt, and your aging mom moves into a nursing home. Must the caregiver and other members sell the home?

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Caregivers often want to know how to protect family assets, but ensure their elderly parents still qualify for public assistance benefts such as Medicaid.

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Medicare will only pay for 100 days in a nursing home, even if the elder has Alzheimer's disease. Medicaid does not have a time limit, but seniors need to meet eligibility requirements to qualify.

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Hiding assets by not reporting them to Medicaid is illegal and considered fraud against the state. However, there are a number of legal techniques for protecting your parent's assets so that they pass to you.

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As parents age and require increased levels of care, adult children offer wonder if they are responsible for payment of their parents medical bills and increasing debt.

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Should caregivers and elders use advice from neighbors and friends when planning their Medicaid coverage?

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Under current Medicaid laws, your home is an exempt resource when determining eligibility, but residence within the home determines its protected status. Learn when an exempt home becomes a countable asset.

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Find out how annuities play into Medicaid planning for your elderly parents. It may seem hard to believe that annuities can help the elderly qualify for Medicaid - yes, Medicaid. This is sometimes called the "Half-A-Loaf" approach, and in certain cases, it can be a lifesaver for those who need the help the most.

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If an elder's Medicaid long-term health care benefits run out, assisted living facilities and nursing homes are legally allowed to ask elders who can no longer pay to leave.

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A nursing home or assisted living can evict an elderly parent who doesn't pay.

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Members of the military and their families are entitled to many different medical and monetary benefits in exchange for their service, but divorce can have a serious impact on a former spouse’s eligibility for these programs.

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Many people, like your elderly aunt, are afraid to deal with wills, powers of attorney, etc. because they think it makes it more likely that something bad will happen to them.

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If your mother is no longer able to provide care for your father and he is not competent to sign a durable power of attorney, petition the court to appoint a legal guardian and conservator.

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What assets can you have and still qualify for Medicaid? Can your parents keep their house? Their car? Here are asset limits and guidelines for people who are applying for Medicaid and aren't sure what they qualify for.

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When "principal" (the person signing the the power of attorney) dies, the POA is no longer valid and terminates. To draw money from the account, you must have a different type of legal authority.

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According to the official Medicare guidebook published by the federal government, Medicare doesn't cover hearing aids and exams for fitting hearing aids.

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Does a person or adult child need power of attorney in order to request information from the medical staff at an elderly parent's nursing home or hospital?

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Medicare typically does not cover adult day care expenses, but seniors are likely to find assistance though Medicaid, long-term care insurance and community programs.

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Can Medicaid or a nursing home take your house to pay the nursing home costs? Learn the rules and requirements regarding whether or not Medicaid can take a house to pay the nursing home.

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The goal of the Medicaid Estate Recovery Program (MERP) is to recoup all the money that Medicaid spent on a beneficiary’s care. Learn what families can do to minimize the impact of the recovery process.