My wife (and I) are responsible for her 83 year old bedridden father. He is very lucid, but needs near-24/7 care. Currently, we are paying caregivers (not associated with any agency) at home. Too expensive, so looking for the best place for him or maybe a live-in individual.
That's the situation, but the bigger picture is there is SO MUCH to know between Medicare, Medicaid, insurance, finances, healthcare, etc. It seems we need to just research, study, continue to learn in our spare time. All, while finding out the many mistakes we've made, and are likely still making. And, each "expert" we talk to here is employed by an entity or facility that profits if we decide to use their service.
Is there such a thing as an industry expert we can sit down with, and pay them to assess his situation, and give guidance who does not work for a facility. Similar to a financial advisor who doesn't work for a financial services company?