I know I am staring down the barrel of a gun right now. Dad is 88 and has procrastinated til the bitter end. He is in bad health and my husband and I do most of his shopping and all of the driving to his many appointments. He lives alone and it's usually a dirty mess over there. He refuses household help. More to the point: He has no will. He owns no property but has several accounts. I am his POA. There is substantial money which he probably wants to go to my sister since he is partially supporting her in another city. This is fine with me, but she is not named as a beneficiary on anything despite discussion by me about this. Our mom passed away 13 years ago, and she is still named as beneficiary on some things. On some accounts there is NO beneficiary. Dad pays all his own bills and says he intends to work on all this, also once upon a time made an appointment with an attorney to talk about a will, then cancelled it. For one account, I copied a beneficiary form and placed it in front of him. No go. He is still procrastinating on it 7 months later. I feel like I can't nudge him any more. I love him and we are still buddies, but I am just fed up. So, bottom line, how can I prepare myself for the financial fallout of his death? I just want to shield myself now. Enough is enough.