My mother in law has been living on $1500 month for the last 12 years, prior to that the income was a bit higher because her husband (veteran) was alive. They never knew about VA pension so never applied for it. She is starting to need care at home, we have been spending money we don't really have on fixing her house up so she can remain in there as long as possible. She complains about the cost of her pills, hearing aids, teeth etc. etc. and I understand why. I have looked at what was out there for assistance and came across VA assistance. I reviewed her income with her and found out that a portion of the $1500 monthly income is interest on money that she has in the bank. When her father died she inherited his property and sold it ... she has in excess of $80,000. My suggestion was to start using that money for the home care she needs. The way I see it, the government is going to get it anyways. She won't though, it is like a psychological security blanket for her. Is there a place where she could put those funds so that they are still available to her but they are not deemed an asset? That way she maintains her security (in her mind), she gets the care she needs and she gets to leave something to her kids (her goal). With the look back period I don't like the idea of her giving it to her kids now because if she ends up needing a nursing home I know which kid will end up paying for her care until she would qualify. If she doesn't get help ie VA, I know she won't dip into her savings, then we are going to feel negligent if we don't help her but, we don't really have the means either. Any info would be appreciated.