My husband is 75, I'm ten years younger. Since he retired, I've seen a decline in him. The three most apparent are his poor decision-making skills, his driving skills, and his willingness to help out around the house -while physically he is in reasonable shape he mostly sits all day. I'm at the end of my sanity.
I know we need to have a discussion, but I don't want to hurt him and I don't want to face his anger, which is how he typically responds to hearing things he doesn't want to hear.