I'm concerned . He is being a bully. intimidating me with threats of a suit. telling me I can't view her financial records. when does Poa go into effect? If my mom says I can view her financial records does her word prevail? her memory is going and i have told him that we cannot trust that what she says is the true reality. He won't talk to me. The poa gives him power to change beneficiaries. really? can he? he has always taken care of her investments and is poa for that reason.