For a short time longer I will be using a visiting CNA provided by an agency. Soon their hourly rates will be doubled. I will be forced to hire an independent to save costs. From my research thus far, I have found that just because a caregiver will accept a 1099, that does not relieve me of potential liability and Ca. legal requirements for employment. Of utmost importance is that there not be a parade of caregivers. It was difficult to find that with most agencies.