Definitely not a cheerful subject, and one I avoid like the plague, but when the chips are down I can only see instability and misery in my future. I am now 71, have many serious physical and mental illnesses (bipolar disorder for instance), no family at all in this country and very few assets. Oh, dear! At present, I am a very active and gregarious person, take good care of my health, pay my bills, maintain my house, care for others and never depend on anybody. My life is stable and I am feeling fine, but I daren't think about the future.
With no family whatsoever there is definitely nobody to take care of me, or even care about me when the chips are down. People have their own families to care about. So I know I need a plan, but I am unable to write a will, for example, because I have no Power of Attorney to carry out any wishes that I might have. The bank does not do this, apparently, and friends come and go over the years. I have made a DNR and have left it with my doctor and the hospital, so that is a start, but I don't even know how anybody would cope with my beloved cats. There are so many obstacles because my cats hide when anybody comes, and one of my cats has kidney disease and needs a special diet. In fact I have nobody who would be willing to wrap up my affairs. I would want to be cremated but have no plan as to who could arrange this for me. In fact, I am at a total loss and when it comes to thinking about this I put it off every day because I can't think logically about this subject. Polyanna? Any ideas?