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silverlining44 Asked September 2019

Dad's SS income is less than mom's. If he were to pass away before my mom, will she get some of his SSI in addition to her current SSI?

It looks like he may pass away soon and I'm trying to figure out how much financial resources my mom will have then for her care. I read the Social Security website, but I'm confused. It looks like they only increase the SSI for a person if his/her spouse had more SSI.

silverlining44 Sep 2019
Thanks to all of you for your responses. It helps to have a general sense of what to expect. :-) I'll check with the local SS office too.

JoAnn29 Sep 2019
When a Spouse dies the surviving spouse receives the higher of the two SS payments. The lower drops off. So Mom, having the higher, gets hers and Dads drops off. She will need to go to the SS office just to make sure she is receiving what she should.

If it had been the other way around, Dad would have gotten the increase.

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gladimhere Sep 2019
Stepdad passed first, on their tenth anniversary. He believed that mom's SS would increase if they had been married for more than ten years. Mom's SS did not increase, her benefits were lower than his, her income was too high from SS, 401k, etc.

anonymous901498 Sep 2019
No change in the amount.

anonymous912123 Sep 2019
She will receive what she is already getting, nothing in addition, unless she is under the poverty level, then some additional assistance can be gotten from SS.

Shane1124 Sep 2019
I believe your mother will continue to receive the same amount as she had been receiving prior. No change as she was the higher earner. Her SS will not be augmented and the only change will be cost of living increases determined by the government & economy.

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