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Hello. My mom (with dementia) was discharged against my wishes from her former nursing rehab. They said there was nothing more they could do for her. She was discharged to her housemate who lives in her house and is of limited help. A couple of weeks later, her housemate found her unresponsive due to low blood sugar. I got her into a better rehab facility and she is much better. Today, her current facility wants me to decide if she should be released or kept long term. I am trying to find bandwidth to manage everything long distance.


The issue is she has a house, cats and an older housemate who keeps the house "afloat." If she stays in the nursing home long term then most of her assets will go to her care and the house will have a lien.


The problem with that is, her housemate can not afford the expense of a house. Her cats are there also and I am afraid she will become depressed without her cats. It sounds silly but they have been keeping her going.


I fear unless there is a way to get a Medicaid home aid for her meds, cleaning and meals, loosing her home will be a bad situation for her mental health, the housemate and cats. Is the best course to keep her in the nursing home and break the bad news to her housemate?


This is a continuing series of events. Very sorry I keep posting. It seems just when things calm down a little everything breaks loose.

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Check out Medi-Cal Consulting Services! They assist with people in these situations. They would have advised you of her rights in continuing care in the nursing/rehab home. That is what they call a "unsafe discharge". Their Website is medihelper.com
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Reply to JoLo26
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Ask for social services/case manager to help guide your endeavors. If it were me, I would lean into getting home health aide from Medicare/Medicaid. If she doesn't qualify, then she definitely will need skilled nursing placement permanently. Break the news first to her housemate and give this person at least a month to find a new home. Then, break the news to mom and ask for her help in finding new families for her kitties. Try to find a snf that has visiting therapy animals or will allow "her kitties" to come for visits if their new families will agree.
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Reply to Taarna
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Understandably, you cannot take on more.
Although someone has to - who has legal authority to do so?
You say you are not the POA. Who is?

It seems to me that you have to do what is required for the best care of your mother - whatever that is.

Yes, of course, give the roommate notice to vacate... get rid of the cats. This is no time to keep things as they are. (Unless you decide to keep your mom in her home at a huge caregiver expense - which doesn't seem like the optimal course of action.)

IT SOUNDS CRITICAL that 'if you can," make a trip there to manage everything that is time sensitive 'now' / required to do so.

Or

Hire / get someone to manage it all.
Whoever has legal authority is the person you need to speak to.
If you are in a position to need to make decisions, do it now.

You do what is necessary and needed for the best care for your mom now.
Whatever that means. You do not need to be 'sorry' for posting. This is what we are here for.

This is a 'continuing series of events' (seemingly) due to you not making definite needed decisions to move forward as needed.

Yes, of course, things break down and then everything breaks loose.
This is what happens as a person declines.

You need to make a decision to 'take charge' and do what is necessary.
You are not there and I sense you need to be.
If you cannot, someone who is able and has legal authority needs to take charge.
Hire someone - an attorney - a social worker. Someone who can act on your behalf if you are not able to make needed decisions.

Gena / Touch Matters
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Regarding the unsellable house, there are real estate vultures all over who buy houses as is, in any condition. The house can be sold, likely for a shockingly low price, but it can be sold
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igloo572 Apr 23, 2025
The challenge for doing that is Medicaid wants it sold at FMV. Usually FMV can be based on its last tax assessor/ collectors bill. If the OPs mom hasn’t been paying attention to the annual bill and filing protests every year if it’s value is whack, then the value isn’t at all accurate. For elderly this happens often as thier taxes are frozen so it hasn’t directly impacted them. If this is the situation- which is likely- the OPs mom would have to have a licensed and registered residential property appraiser do a fresh appraisal. That appraisal is a legal document, like you can enter it in probate to establish “value” of that asset. Even if reduced significantly.

The biggest hurdle in this drama, is the mom won’t place the OP as her POA. The OPs hands are tied to carry out any actions needed.
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Just wsnted to say, Rehab is a temporary thing that Medicare will fund. Medicare pays the first 20 days 100%. 21 to 100, 50% with the patient responsible for the other 50%. A patient can be released anytime in that 100 days if Medicare feels they have progressed as far as they can. If the stay reaches the 100 days, the person is discharged or transferred to Longterm care where the patient now pays the LTC cost, which on average is 10k a month. If Medicaid needs to be applied for, this is when SS and any pension is used to offset the cost of care even before Medicaid kicks in.

When she went to Rehab a couple of weeks later, her 20 days did not start over. Lets say Mom got in 30 days at last Rehab, then at new she starts at 31, meaning she needs to pay 50% of the daily cost of care.

Medicaid in home, the help you get really determines the Stste you live in how many hours you can get. My cousin was able to get 8 hrs a day, 5 days a week. The rest of the time he covered.
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Reply to JoAnn29
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After reading the responses, another perspective is her quality of life. Perhaps a few more years at home would make her happy? Even if it meant dealing with crisis and home aides. Not sure. She has some capabilities and she needs meds and meals mainly. The housemate would have to step it up and clean . Eventually a NH may be the final place but hopefully there would be time to relocate cats and roommate. Just a dumb thought
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Slartibartfast Apr 22, 2025
You have told us the house is both wrecked and unsellable. You’re briefly entertaining the idea that a couple more years at home could make her happy, and you’re considering overworking yourself and dealing with crisis after crisis to make it happen.

As kindly as possible it’s time to tear off the metaphorical bandaid. A wrecked house and a diabetic coma aren’t the keys to happiness but directing the care facility to get her into long term care where she will regain her physical health as much as possible at least gives her the opportunity to become happy. Nobody’s happy to lose their faculties and be confused and afraid but residential care sounds like her best chance.
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Thank you for the thoughtful replies. I am not her POA. This has been draggin on too long. I can not take her cats or much time off of work. Her NH said that if she stays long term, a lien will be put on the home. And her income minus $50/month will go to her care. I assume the roommate would have to decide if he can take over house costs or leave as there is no eviction? The cats will have to go for adoption or a shelter. I also have to figure out her final expenses. The timeline is one month.

Telling her the minimum is a great idea. However she will want to see her hone and cats as she gets regular visits.
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Geaton777 Apr 22, 2025
You make up therapeutic fibs as to why she cannot "see her home and cats" if this upsets her or causes set backs and headaches for you, her manager. Just because she wants something doesn't mean she gets to have it. That's just the reality right now.
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I would sell the house, use the funds to care for her in a facility, why mess around with the lien deal, just prolongs the inevitable.

If there is no house to return to, one less issue to deal with. You need to do what is best for her, safety first, she will have to accept that she can no longer live in her home.

In my area there are facilities where a resident can have 1 small pet.
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kenmtb Apr 22, 2025
Great idea but I dont have the bandwidth to take on more. The house is unsellable due to code issues.
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I don't think medicaid will cover in home care.
You are long distance.
It seems at this time she must leave the home.
She requires long term care now unless you are willing to accept that he going back home may well result in her death. To tell the truth, as I am now 82, it seems to me an option to pass at home with less stellar care than to last another year or two in good care but quite unhappy.

Have you been to the home?
Does the housemate get any funds to care for mom? Is this a personal relationship between the two of them or are they simply roomies? Have you discussed situation with the housemate for HIS/HER wishes, thoughts? Have you been there and assessed the home? For safety and other things? Have you discussed with your mother? Are you the POA? Do you handle the bills?

So many questions here need answering but the truth is that you have choices to make. A move to care may result in grief and an early death as much as staying at home may at this point. You need to visit and fully assess the situation as it is.
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kenmtb Apr 22, 2025
I am not POA. The housemate is a friend who stays rent free and "helps" out. He wrecked was was left of the house plus code issues make the place unsellable. Ill have to discuss her options. The NH is suppose to have a care plan meeting. The thing is. If the housemate bails then the cats are in trouble. Have to find a home somehow. This is not good
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I recall your old posts. Have you been able to become her POA? If not, you’re going to be back on the same difficult path you were on the last time that mom will have bills from this new facility & again you cannot pay them for mom as you are not POA & also if not POA then you cannot sell her home, nor can you do whatever needed to get the housemate to leave. Atop all this, you do not live nearby…

Heres my suggestions: the current SNF / rehab place has been through this before, I would ask for an in person care plan meeting to discuss having them contact APS to get involved, and APS asks the court for a temporary guardian to be named so that they can do a spend down so mom can get her $ to whatever point it is for NYS LTC Medicaid. So mom can segueway from a rehab patient on health insurance to a custodial resident on private pay or LTC Medicaid. (fwiw NY has a higher asset limit than most & it’s abt 31K). So the new guardian spends down her $, pays the NH, puts her home up for sale and does whatever needed to get that housemate moved out. Housemate is technically a tenant so has the whole eviction process and as the guardian is local plus has court ordered authority they can get the eviction done more efficiently than you could. The new rehab SNF will be ok on billing delays as that guardian will ensure they get paid. Try to go to the house and get whatever items mom can use, family stuff you want and if at all possible take the cats to live with you.

Probably what happened with old NH was that mom said she has a FT caregiver in the home who would come to get her; and mom insisted on returning home, so technically looks like safe discharge. Plus they were likely completely over dealing with her 50/60K bill not being settled. You don’t want this happening again.

please realize that if she goes onto LTC Medicaid, it has a required Share of Cost of almost all her monthly income to be paid to the NH. So due to the SOC, she will not have any $ to pay the costs on her home. House bills currently on auto pay will bounce as the NH will get her income. She won’t be able to pay taxes or maintenance bills. If the housemate is dependent on mom’s $ to keep the lights on, this becomes another crisis. It’s going to be a lot of things to deal with. Let the Guardian do it. You can petition the court to become her Guardian once the temporary period ends
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kenmtb Apr 22, 2025
Hello
The NH said for long term care with medicaid. , her income would go to them less 50. The housemate would not be evicted, however the house would be shut down unless he can pay the bills. His call.
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Her roommate cannot be assumed into a caregiving role. It is apparent this isn't going to work out that way.

A Medicaid aid will not be there every day to give her meds. She may need to pay other in-home aids to cover the other days. FYI there seems to be high turnover in the aids sent through the Medicaid waiver. You will still be managing things from afar.

Your Mom's housemate is not your problem. She is an adult who had lots of time to plan for her future and this eventuality.

"Is the best course to keep her in the nursing home and break the bad news to her housemate?" IMO yes. You can tell your Mom a therapeutic fib: that her doctor says she can be assessed for discharge when she can demonstrate all her ADLs to her/him. This way she will be upset at the imaginary doctor, and not you.

You may need to take a leave for several weeks to get things put into place and deal with the roommate. It will be very hard at first and then things will eventually not be in crisis mode.

I wish you wisdom and peace in your heart as you help your Mom get appropriate care.
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I’ve followed your story. Don’t want to be negative or discouraging, I think mom is on a sad path of continued losses, and trying to avoid the house and cat issues will only briefly stop what’s inevitable and coming on all too quickly. No one wants to do anything to cause pain to an elder who’s already facing hard things, but the endless trying to placate and dodge real life just frustrates you both. Mom isn’t safe in the home, the housemate is in over his/her head in caregiving, and in home caregivers won’t materialize in the ways you need. Tell mom as little as possible about all this and advise others to do the same. I’d make the hard choices and then rest better knowing she’s safe and the house is off the table. I wish you both peace
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