How did you decide which level of care your LO needed and could afford? Mom needs early levels of memory care, can not prepare meals or do basic household chores anymore, and is a fall risk, but does not have any serious medical needs at this time. Dad would benefit from AL, but has no need for medical care daily either. They can not afford the monthly in an AL program for more than a year/two tops, and my research shows that they will be evicted because Medicaid doesn't pay for AL, and most places near me don't take waiver.
Home care seems best, but both are contentious with outside help and can't get along with providers, leaving me to do it.
What did you do in this situation?
In NC where I live Medicaid does pay for assisted living for folks, and even the higher end ones after a few years of self pay will accept Medicaid, so perhaps keep looking.
Get your Senior Services or Area Agency on Aging involved to help you.