We were finally able to get my FIL alone and ask about their financial situation. It's a mess. They get $2700. A month from Social security, have nothing in savings, are three months behind on the mortgage, and have filed bankruptcy.they want to sell the house but will only have $20,000 in equity . Would it be better for them to stay put since they filed bankruptcy? He thinks the process of foreclosure is prevented. They live in so.cal so they can't get a anything - not even a rental . They are in their 80's ,she has dementia.