This was sort of touched on in another post...but I want to expand the issue a bit....so rather than hijack someone else’s post....
Lets say your Mom dies. Only person living with her was a long time boyfriend. Boyfriend refuses to even discuss the possessions of Mom or any policies that might be around. Refuses to discuss a will..or even if there was one. Boyfriend has figured out he can keep it all if he just keeps the family away and denies access.
So, lets say nothing has been done.
How do you discover if there was a policy? Insurance company will not contact the beneficiary... so if you cannot get access to the files or documents from boyfriend... then what?
Same goes for a will. No public recording needs to be done of a will...so it might just be a folder in a cabinet somewhere...again..boyfriend will not allow access.
You can go to the local deeds registry and find out about the title to the house. Mom might have put his name on the title and on her bank account.....But, everything else?
What do you do about getting access to those documents?
How do you prevent their destruction if boyfriend wants to “get even” if you hire an attorney. You would never know if it had ever existed.
How to solve this problem?