Only $177.22 over Medicaid income limits to qualify.

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kellytalbot Asked September 11, 2023

Only $177.22 over Medicaid income limits to qualify.

Social Security benefits are $177.22 over the limit to qualify for Medicaid. A patient has no other income and has dementia which has been declining rapidly over the last few months. Needs more care but has no funds to pay for the care.
Is there a way for him to qualify with so little over the limit?

Elder Law Government Benefits Medicaid

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score 1 · Answer 1

If your State allows it an Elder lawyer can set up a Miller Trust or a Qualifying Income Trust. The overage will go into the Trust with Medicaid being the beneficiary.

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score 1 · Answer 2

https://www.medicaidplanningassistance.org/miller-trusts/

Here is a good link to get you started on understanding how this works.

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score 0 · Answer 3

He is not in a facility yet. He lives in a community for elderly people and has a caregiver 3 days a week for 4 hours but paying for the caregiver is in the negative.

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score 0 · Answer 4

You need to check whether your state allows pooled income trusts or is a "spend down" state.

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The problem seems to be his monthly gross Social Security amount is over the limit to even qualify. How can he work around that?

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score 0 · Answer 5

Yes, you will need to apply to the system and all social security will go to the facility your elder is placed in. The rest of the cost will be supplemented by Medicaid. Begin applications. If you require the help of an elder law attorney do get that.

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Only $177.22 over Medicaid income limits to qualify.

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