A jointly funded federal and state program that provides health insurance for qualifying individuals with medical needs, low-income and little to no assets. Eligibility and benefit distribution widely varies and is determined by each state.
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Qualifying for Medicaid is a complex process that many seniors and their caregivers have difficulty with. Each state's program rules differ, but "income cap" states allow applicants to use a specific trust to help them meet eligibility guidelines.
Programs and assistance vary widely by state and individual circumstances, but some financial help may be available for family caregivers who are looking to offset the costs of providing care for an elderly loved one.