Ten months after Dad passed away Medicaid is looking for money. Any advice?

This doesn't sound like Medicaid. There is a cap on how much a person can have in their bank account. In most cases, to protect assets, your dad would have to sign a waiver. I know that is how it was here in DC. My sister was on medicaid, and he signed a waiver. How this worked was that they looked at my sister as an adult.

Is this a letter that actually came from the government? The reason I'm asking is because, they would already have a record of his death since he was receiving medicaid. Once a resident runs out of funds, they are switched over to medicaid. Watch out- There are scammers out there who comb the internet and obituaries for this purpose. Medicaid wouldn't come after life insurance policies. The funeral home will take care of processing the policy and whatever is left over is returned back to the family. The funeral home gets their share and the rest goes to the family. In most cases, the money will go to the beneficiary.

Medicaid has to try and recover. You just need to prove there is no money. Medicaid is not entitled to the spend down amt that still remains. Like the 2k Dad was allowed. Same with his Personal Needs acct that Dad had if in a facility. These are assets he is allowed and they go to his estate. Most people have nothing when they die and Medicaid paid for the care. Any insurance policy with cash in value had to be cashed in.

I know if an employer paid for a life insurance policy, Medicaid can't get it. Not sure how insurance policies are handled when no cash value. Maybe Medicaid becomes the beneficiary with a second? Lets say the policy is for 100k and Medicaid put out 50k, the second beneficiary gets the balance of 50k.

Did Medicaid say that they know there was a policy? Or are they just fishing, there could be a policy? If there was a policy, should have been on the original application. Policies have beneficiaries and that is who get the money usually.

Update us on what u find out.

I don't know all the ins and outs of your specific question but I do know I started getting spam type mailings when my dad died, and Lord only knows how they even got my information since I have a different name, live in a different state, and wasn't the executor. Spammers and scammers find a way. All this to say I would NOT call the phone numbers I get in email or a random letter. Google the proper number for the agency in question and call that.

You say "we got....." Who got? Is there an estate? Probate? Any property at all to be sold? A will? An executor? Or without a will, has probate been filed for someone who is intestate? If you have no evidence of an insurance policy and have found nothing in cleaning out Dad's last effects and have not COLLECTED on an insurance policy then I would say there is ZERO evidence of any insurance policy, and if you find same you will let medicaid know. They are simply going through forms and form letters, I suspect, trying to do clawback on what they have invested. You don't get blood out of a turnip, so I wouldn't worry. Simply return saying you have no evidence of any insurance policy anywhere and if they find one you hope they will notify you.
Enrollment stuff I suspect is something that is an advert? If it came from medicare or medicaid I would call the number on the form, inform them of his death.

Annual enrollment sounds more like Medicare or some other type of insurance. It would be called a premium.

I've had life insurance policies. The policy owner usually pays a monthly premium to keep the policy active. And the older you are, the more expensive the premiums are.

In your post you referred to "they" but not clear who "they" are?

Also, if he was paying for life insurance and had a named beneficiary, I don't think Medicaid has any claim on this payout since it first belongs to the insurance company and then goes to the beneficiary, if living. It was never your Dad's money.

If you don't have any paperwork showing he owned a life insurance policy -- and was still making payments on it -- then how would that insurance company know he has passed? They won't know. So, unless you find paperwork or a policy number in his belongings I think there's no active policy.