Mom is 78, lives “independently” but requires lots of help with her older home…maintenance, upkeep. Continues to pour money into fixing it up. It feels like a never ending project. She even borrowed $70,000 a few years ago to do some things to the house. She has had a couple of things done but now pretty much that money is gone. Some wasted I suppose. I’ve tried so hard to convince her to downsize to a smaller home or apartment that would allow her to still live alone and be pretty independent (still with my help for some things of course) but she don’t hear of it. It would give her less stress and more free time to enjoy life. Not having to worry about what needs fixing all the time. Plus her yard is huge and always needs mowing or leaves to get up in fall. Either doesn’t want to pay for yard work or expects us to do it. I retired 2 years ago and husband is near retirement. We don’t mind helping out some but I don’t think it’s fair to keep up 2 homes. I feel like I’m being selfish but this should be our time to enjoy life. It’s not my fault she hasn’t planned well for herself. I also worry about her falling ( which she has done a couple of times) she’s become like a hoarder….stuff everywhere. I’m afraid she’s going to trip over all the junk. We organize and then it goes right back to being cluttered. At this point I feel like I’m just waiting on the next fall and then she maybe forced into assisted living. I do not have POA. Any advice?