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Lenny, I am assuming you know about the Medicaid programs in your state. Do explore them thoroughly for whatever help you can find. Some states such as Michigan are much more liberal in help than others. I think that we more and more will be down to states taking care of their own in health care, elder care, medical support, disaster funding, and etc. So do advocate within your own state for strong laws.

Another on the Forum has asked for an got really good help with online Forums and support groups to join. This would be the perfect way for those who are trapped in, or have chosen to give elder care, to explore what's available in their own area, and to form advocacy groups.

Having myself worked hard for Medical Aid in Dying Laws, and as a member of FEN (Final Exit Network) I have long advocated hospice and medical aid in dying laws. Our individual voices may seem to matter little, but collectively we can make differences.
Good luck.
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If you run out of funds, you can apply for Medicaid for Skilled Nursing. Your best bet is to consult with a Certified Elder Care attorney about all of this. I applied for VA Aid and Attendance benefits for my father who was a WWII vet. Those benefits extended to my mother after dad died. Together with social security, that offset the costs of AL and then Memory Care, but it was still a lot of out of pocket expense. I could've applied for Medicaid for mom (the 5 yr look back period had expired), but I didn't want her to have a roommate in the SNF. So I used all of their life savings for private care. There's only SO many free benefits available.
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