doonan Asked August 2015

Does the VA help pay for assisted living?

Follow
Share
This question has been closed for answers. Ask a New Question.
49

Answers

Show:
1 3 4 5
beaudety Nov 2016
I am a surviving widow of My first class petty officer and receive social security
and va disability. I am 80 years old and want to know if they, the VA help me if I have to go to a independent care or assisted living condition?
Helpful Answer (0)
Report

Val814 Sep 2016
I was told that the maximum asset level was $80,000 to $120,000. This is from a VA office. They also said that the home isn't counted. Does anyone know the exact amt. of assets? My mom's falls somewhere in-between. And what assets do they count ? Also, some other post said his dad was receiving $2000/mo. or more from VA but I was told max amt. would be $1,149/mo. and that depends on how much income she has.....probably would be less.
Helpful Answer (0)
Report

Val814 Sep 2016
My dad who is deseased now was on active duty in WW11. My mom, 96, will need some help very soon, like at home help or AL. She lives in FL and I live in IA.We went to her local VA Office about 4 months ago when I was in town and laborously fillled out an application which required all kinds of documents. It took about 2 hours. The Rep. told us to check back if we had not heard anything in 3 months. So when I was there 3 months later, we went back to the VA office. He couldn't find her appplication, eith paper or online!!!!!! he gave me a VA number to call. They said they never received it! So I went back to the local office and the guy couldn't explain what happened....maybe she didn't qualify so he got rid of it? But no record online either? Also the guy on the VA 800 number asked me if she was already receiving a widows pension, which she wasn't because she's just now needed the extra help. Someone later told me that you don't need to be already receiving a pension from the VA to qualify for Aide and Attendance. So now, I'm not sure what to do since both the local VA office and the VA 800 # were incompetant. I can't apply in the state live in because you have to apply in the state the beneficiary lives in.
Helpful Answer (0)
Report

VeteranAid Dec 2015
One particular benefit that helps pay for assisted living is the Aid and Attendance benefit.
Helpful Answer (0)
Report

lmb1234 Sep 2015
SunshinerRain2 - your points are well taken, and you are absolutely correct that those who are under subsidized, or Medicaid programs, do not have to pay for all of the additional "services" (i.e., med administration, help with bathing, etc.) that private pay residents do. Re: meds......my mother's doctor had to write out scripts for every medication she takes, including ibuprofen, daily vitamins and calcium supplement. I am there frequently and see what the aides are giving her so between the script requirement(s) and that, I feel comfortable that she isn't being over medicated. Mom also seems better overall than when she was living "independently" in her apt., doling out her meds herself. I was frequently getting calls from the pharmacy that she either had tried to renew a script before it was due (so she was likely over medicating herself on this) or hadn't refilled one in too long (the opposite problem), even though I or one of the aides she had at that time had filled her dispenser and checked it multiple times during the week. She sometimes walked around with one of the meds in her walker and/or put them on the spice rack in a cabinet instead of the medicine cabinet. But, everyone's circumstances are somewhat different. It sounds like you were at peace with your decision to bring your mother home for her last years and hopefully were able to feel you could afford it as well. Hugs for a job well done!
Helpful Answer (0)
Report

Most AL facilities charge at least $3000./month, adding additional charges for any services - such as delivery of meds (which they urge residents to allow them to do, which typically "justifies" an additional charge of $300.+/month), or bathing assistance - for another added charge. For those who pay the full charge, residents can quickly have charges of $4000. or $5,000./ month. Those benefiting from government-subsidized (taxpayer-subsidized) programs can quickly lose appreciation for what others HAVE to pay! These facilities also enhance their profits by having their own pharmaceutical supplier. Thus, when they provide meds for their residents, their company can charge inflated prices, which they then collect from Medicare, other tax-funded "insurance", or the resident. It is wise to support laws which require separation of pharmacies from these facilities. When connected, there is too much incentive to over medicate! Years ago, it was decided to have Doctors write prescriptions rather than allow them to SELL their own medicines: too tempting to OVER-prescribe, when a profit can be made!
After my mother was over-medicated at an AL facility, I quit trying to work, - and took her home, becoming her 24/7 caregiver. Under a different physician's understanding care, meds were reduced, her head cleared - and she became herself again. We enjoyed many special moments until she died at 99+!
Helpful Answer (0)
Report

lmb1234 Sep 2015
Yes, debdaughter, the first check after being appointed fiduciary was a check that I deposited into the new custodial account. The reason that SSI may come into play is that AL originally calculated her contribution to the fee based on both her $793 SS and $1,149 VA benefit. Once the VA benefit drops to the expected $90 she won't be able to keep the, I believe, mandated $109/month that NJ permits for personal needs. So, the drop in VA benefit may automatically kick in the SSI according to the Director of the AL. Frankly, it's all very convoluted to me and getting hold of the person at the SS office isn't easy as you might imagine. Once I know something more definitive, I'll try to update this thread. Good luck with all you are handling as well!
Helpful Answer (0)
Report

debdaughter Sep 2015
Hi imb, guess your mom really was one of those that that $1149 did look good or at least to you; she was one of those really low income ones, wasn't she? wow - though I do know of others, my friend's mom, for one - the SS surviving spouse income is really low, isn't it, what has my hub's aunt concerned - but at that amount would have expected her to already been on Medicaid, at least by just income, maybe there were resources to begin with that disqualified her from that but not the A&A, which I know will allow you to have more. That's nice that your family is willing to pitch in the difference there; hadn't even thought about that; have another friend whose dad is in the assisted living, was gonna say was going to ask about him being in a private room but seems like he said that somehow they had one available they let him have for the price of a nonprivate somehow, hm...but that's good that she was able to get on the waiver program, though not really sure understand why had to be that way, with hub's aunt and uncle their income is such they don't even qualify for that, too bad it's all tied up, though. But that's what I'd understood, too, that if you went on Medicaid, the VA stopped their A&A benefit, not sure if they really actually use it to pay Medicaid or just don't feel right to be getting both; if we'd gotten my dad to go to AL, like he talked about doing we might have had the same situation. (I, too, had just gotten approved as his fiduciary by the VA and had just opened the custodial bank account for his money - did your/her first come in the form of a check, though?) but little confused, why would she need SSI if she's in AL living and it's already being taken care of?
Helpful Answer (0)
Report

lmb1234 Sep 2015
Hi debdaughter - No, my stepfather was the veteran, not my mother. And, no...you're correct that it isn't enough for AL. But my mother is also on Medicaid now, so that plus her $793/month (less some small amount of personal allowance monies for stuff like hair appts., cable & phone in her room) is all she is allowed to keep. In order to get her into a private room (efficiency), the family is kicking in as a third party payor an additional $670/month at her AL, so total is around $3,670 for the room (the balance is paid for by the state under the MLTSS waiver program for AL). It's my understanding that the VA Aid & Assistance benefit will ultimately drop to just $90 (I was just approved as the fiduciary by the VA and had to open a custodial bank account for this money) so she may now need SSI from the state....working on that right now. Does this help clarify things a bit?
Helpful Answer (0)
Report

debdaughter Sep 2015
I'm sorry, I picked up some outdated info; surviving spouse is what's $1149; I'm glad that was enough; we were told dad's at $1700 wouldn't be enough, why we were using a family member, but either way, it's not enough for the AL, is it?
Helpful Answer (0)
Report

1 3 4 5
This question has been closed for answers. Ask a New Question.

Related
Questions