Hello, my mom's resources are a few months away from being spent down. She will have to go on Medicaid to continue at the ALC, but there's one hitch. Before I knew what I was doing, I learned that Mom was paying 1/3 of her monthly SS check on life insurance policies for me and my brother, and encouraged her to cash them in. She refused, and I got bigtime flak from both of them for even suggesting it. After years of wrangling, I got him to at least take over paying on one of the policies. Now she needs to cash in that policy but my brother won't let go of it. We have a terrible relationship, and always have, and I am at a loss about what to do. Any ideas? Thanks.