I'm 61, healthy, still work, happy. The problem is I'm single (no children) and have no relatives (only one cousin I know of who has severe mental health issues). I'm not rich. I'm concerned about what will happen to me if I do get sick (I was a caregiver for my mother when she died). I asked one friend (the only one I have who's very reliable) but she currently has too much on her plate (another issue is, many of my good friends live in other cities).
How do I make sure I'm safe? I'm worried about some of the companies I see that will provide that help for fee (read about scams, placing people in facilities against their will, etc).
One friend (she's a very casual friend) mentioned a few years ago she was starting a "collective"--a group of girlfriends who would be there for each other as they age. I like that idea but most of my friends have family/children so this is not a concern for them.
Any suggestions would be greatly appreciated. I live in NYC.