I have started to visit AL and memory care homes for my mom. She's delusional and paranoid a lot, along with some medical issues but mostly healthy. Her mind is going fast though. All of the places that I visit tell me that I need to have DPOA to make decisions. I have a healthcare directive POA and a medical POA. What is the difference and why do I need DPOA? We are joint owners on her bank accounts and she owns no property. She lives in a small senior independent living complex about 100 yards from me and I am there daily. Thanks.