Needs help dressing, is incontinent and needs help changing pads and diapers, makes poor decisions so he needs to be watched for safety, and is very unsteady in his feet.
The policy is unlimited.
I would like help throughout the day because he needs help getting dressed, needs assistance with changing and remembering to change diaper/pad help every few hours and needs to be watched so he doesn't make an unsafe decision like to climb the ladder to get an envelope.
Has anyone had experience with long care insurance? Our policy is with John Hancock.
Thanks for any help and advise..