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Lilpig99 Asked April 2019

Father applying for Medicaid soon. He currently pays private health insurance premium that covers him AND mom. Will mom lose her insurance?

JoAnn29 Apr 2019
Do you mean Medicaid for a NH or health insurance. If health insurance, why isn't Mom included.
97yroldmom Apr 2019
JoAnn
Lils dad is in memory care and her mom in ALF in a different town. Here is a link to a previous message.
https://www.agingcare.com/questions/dad-in-private-pay-memory-care-mom-in-assisted-living-in-different-town-qualify-1-for-medicaid-or-sp-447930.htm?orderby=recent
Isthisrealyreal Apr 2019
Call the insurance company and find out how this works and what needs to be done to keep her insured.

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97yroldmom Apr 2019
Just to clarify.
Did you perhaps mean that your dad is about to apply for Medicare?
How old are your parents?
Lilpig99 Apr 2019
Dad currently has Medicare and is soon going on Medicaid. Dad is 82, mom is 80.
JoAnn29 Apr 2019
They can continue the healthcare if they want. There is somekind of adjustment made if he pays out of pocket. But Dad really won't need it. If he had Medicare Medicaid becomes his secondary. He gets dental and eye too. The premium will be lower if its just Mom. May want to check and see if she would qualify for Medicaid health insurance at the Community spouse. She should be able to keep the insurance just drop Dad. Call and ask the insurance carrier.

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