My LO has Medigap health insurance and has been approved for NH/LTC Medicaid. Medicaid allows continued payment of insurance premiums from monthly income and balance less PNA goes to NH/LTC facility. I've talked to many - some say to keep it and that Medicaid encourages it, others say I absolutely don't need it. Trying to find a reason or a loophole to keep it with examples or any personal experiences by not keeping it. Thank you.