Find Senior Care (City or Zip)
Join Now Log In
W
Willie1 Asked July 2016

My mother is going into a nursing home, how do I transfer her mobile home into my name?

freqflyer Jul 2016
Willie, curious if you live in Mom's home and wish to remain there. You can, but your cannot change over the deed to your name without there being some issue if your Mom needs to have Medicaid help pay for nursing home care.

Now, if you had been taking care of your Mom for the past two years, and you gave Mom all the care that one would have received in a nursing home [you would need proof], then Medicaid might ignore Mom's home. It depends on your State's Medicaid program.

Now if you plan to sell Mom's home, you would need to have Power of Attorney in your name. You could sell the home but said equity would need to go into an account that only your Mom can use. Selling would save you from having to pay lot fee, utilities, property taxes, home owners insurance, etc.

igloo572 Jul 2016
Doing any change of ownership of it, places moms current or future need for Medicaid to have a transfer penalty against mom which makes her ineligible.

As an aside on this mobile homes are lousy for value. You may find its "value" to be nil and its uninsurable. Plus most are placed at a trailer park - so you do not even own the land it sits on & have to clear any sale or movement of it by the owner of the land.

ADVERTISEMENT


pamstegma Jul 2016
If you do that, the Medicaid will stop funding immediately. The nursing home will then sue you and win. Don't do it.

jeannegibbs Jul 2016
Does Mom or will she need Medicaid? That is kind of important in this situation.

Why does it need to be in your name? Are you going to sell it for her?

GardenArtist Jul 2016
YOU can't. She has to convey title to you, unless she lacks cognitive ability to do so, and of course, if she doesn't want to. Do you want to take over care o the home, or sell it?

But you should also wait for the Medicaid experts to offer advice as if she needs Medicaid, that home might be a recoverable asset.

ADVERTISEMENT

Ask a Question

Subscribe to
Our Newsletter