Hello all, I haven't posted here in ages. I was a FT caretaker for my mother since September of 2015, all day every day. She was confined to bed for that entire time so if you've ever done any caretaking you understand the magnitude of the job. She went into a very steep decline in early April and passed away on 5/21. While the entire experience was challenging, the last month and a half was an absolute nightmare that made the rest of it seem easy in comparison. I did some PT work from home during that span (still do) but saving money was tough. My goal (aside from supporting us both) was to pay off her debts and save a little cash to float me when the time came. I managed to wipe out her worst debts but this happened then that broke and soon the nest egg was down to nothing. My sister died in 2010 and there aren't any other heirs (aside from mom's three worthless granddaughters who contributed absolutely nothing) and her will specifically states I am to inherit her house, her only asset other than an old insurance policy. This is what she wanted. So here I am, two weeks after watching her pass away. My bank account is dwindling quickly, I cannot get the insurance representative to return my calls and I have to begin the probate process this week (which isn't free, BTW). I have to find a job, I have to buy a car (driving a loaner from a friend, mine was totaled back in Feb), the bills are starting to pile up and so forth. On top of that mom's oldest granddaughter (29), who didn't call, visit or even send her grandmother a card (a GM who was instrumental in funding and raising her, BTW) for over two full years is harassing me about a "memorial service" (which mom explicitly stated she did not want) so she can "say goodbye" (she was already cremated according to her wishes), as if I can drop thousands of dollars so she can stop by and feel bad. On top of THAT my best friends lost their 22 year old son in April, a son I was also close with. So right now my FT "job" is a) hunting down an insurance agent so I can find out what if anything her fifty year old life insurance policy is worth b) start the probate process and all that entails and c) try to "move on" after two-plus years of caretaking and watching my mom die right in front of me. I am a living example of poor planning. Do NOT let this happen to you!