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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I am honored that Send saved my info. I was new to the Special Needs back then. Mom was the original payee but with Dementia could not carry on her duties. I applied for payee in place of her and was assigned.
I am under the impression that Special Needs Trusts cannot be gotten after age 65. In my nephews case it was gotten to protect life insurance money received from deceased mother. This allowed my disabled from birth nephew to get the help he needed. SNT are very limited in how the money can be spent. No lodging, no food, no utilities because you can get help for them. The only thing I can cover is cable and cell phone bill because you can get no help for them. The money reverts to Medicaid upon death. Medicaid takes what they are owed and if any money left, then that goes to the beneficiary.
There was a OP that said she was able to get a SNT for her over 65 husband. You will need a Lawyer versed in Social Security and Medicaid law. Probably an Elder Lawyer.
Thanks JoAnn! I searched Special Needs in the search bar. I remembered, because your good information saved me time and frustration, and money-found we would not benefit from a special needs trust. Of course, everyone is different and needs to do their own research, and consult their own attorney.
Since that time, my dH has mostly cooperated with the plan. However, I often find all his needs are met: Cell Phone, Computer(s), etc. I am without Cell Phone, Computer that works, etc.
Be strong, you are going to need help, AND you are going to be hurt.
Do not allow the relative to live with you.
Place the needy person in assisted living while you can, before the symptoms get so bad placement is much more difficult.
When the symptoms do get bad, look into Board & Care for behavioral health.
Do not allow the NPD person to drink, makes behaviors worse.
This is my opinion, I do not expect anyone to understand or follow my answer, not an expert. Just trying to save you years of searching.
See an attorney, using the relative's funds to pay. Learn all you can about a Special Needs Trust. You can search here. The thing I learned here is that withdrawals from the Trust are not for rent, groceries, etc. Things you might need for the person. I really don't get it, don't understand the plan. Maybe it was JoAnn who explained it in the past?
Other OPTIONS would be to call APS (Adult Protective Services).
Do not become the POA or Guardian/Conservator, ask the attorney why not.
I am already breaking my own guidelines. That is to never be the first to post an answer here.
Edit: Ah, Alva Deer has posted at the same time. Listen to her.
Edit: JoAnn posted this: JoAnn29 Feb 2017 Does he have SSI or SSD? Two different things. I am the trustee of a Special needs trust. I had it set up to protect nephews insurance money from my sister. Without it, he could not have gotten SSI it SSD. He would have had to spend the money down. SS and Medicaid are aware of the trust but cannot use it in predicting qualification. I have never been asked how it is being spent. I was told that it can't be used for housing or food. That is what SSI and SSD are for. The only way my handling of the trust would be questioned is if my nephew or beneficiary questions it. I keep receipts of all that is spent which is all for him. All Medicaid asks of me is a copy of the statement when I refile.
See a Trust and Estate attorney. Legal, financial and medical questions require expert advice, not the opinions of a bunch of folk on a Forum. Wishing you good luck. You can learn a lot about special needs trusts online. This will save you a lot of time in the attorney office, and in that office you really want to spend as little time as you can while getting all the information you need. Sure do wish you the best of luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
What a great answer you gave. Glad I am a lifelong learner. Thanks for sharing.
I am honored that Send saved my info. I was new to the Special Needs back then. Mom was the original payee but with Dementia could not carry on her duties. I applied for payee in place of her and was assigned.
I am under the impression that Special Needs Trusts cannot be gotten after age 65. In my nephews case it was gotten to protect life insurance money received from deceased mother. This allowed my disabled from birth nephew to get the help he needed. SNT are very limited in how the money can be spent. No lodging, no food, no utilities because you can get help for them. The only thing I can cover is cable and cell phone bill because you can get no help for them. The money reverts to Medicaid upon death. Medicaid takes what they are owed and if any money left, then that goes to the beneficiary.
There was a OP that said she was able to get a SNT for her over 65 husband. You will need a Lawyer versed in Social Security and Medicaid law. Probably an Elder Lawyer.
I searched Special Needs in the search bar.
I remembered, because your good information saved me time and frustration, and money-found we would not benefit from a special needs
trust. Of course, everyone is different and needs to do their own research,
and consult their own attorney.
Since that time, my dH has mostly cooperated with the plan. However,
I often find all his needs are met: Cell Phone, Computer(s), etc.
I am without Cell Phone, Computer that works, etc.
Not quite there yet, it's up to me, I know.
Something new! One cannot get a SNT after age 65.
AND you are going to be hurt.
Do not allow the relative to live with you.
Place the needy person in assisted living while you can, before the symptoms
get so bad placement is much more difficult.
When the symptoms do get bad, look into Board & Care for behavioral health.
Do not allow the NPD person to drink, makes behaviors worse.
This is my opinion, I do not expect anyone to understand or follow my answer, not an expert. Just trying to save you years of searching.
See an attorney, using the relative's funds to pay. Learn all you can about a Special Needs Trust. You can search here. The thing I learned here is that withdrawals from the Trust are not for rent, groceries, etc. Things you might need for the
person. I really don't get it, don't understand the plan. Maybe it was JoAnn who explained it in the past?
Other OPTIONS would be to call APS (Adult Protective Services).
Do not become the POA or Guardian/Conservator, ask the attorney why not.
I am already breaking my own guidelines. That is to never be the first to post an answer here.
Edit: Ah, Alva Deer has posted at the same time. Listen to her.
Edit: JoAnn posted this:
JoAnn29
Feb 2017
Does he have SSI or SSD? Two different things. I am the trustee of a Special needs trust. I had it set up to protect nephews insurance money from my sister. Without it, he could not have gotten SSI it SSD. He would have had to spend the money down. SS and Medicaid are aware of the trust but cannot use it in predicting qualification. I have never been asked how it is being spent. I was told that it can't be used for housing or food. That is what SSI and SSD are for. The only way my handling of the trust would be questioned is if my nephew or beneficiary questions it. I keep receipts of all that is spent which is all for him. All Medicaid asks of me is a copy of the statement when I refile.
Legal, financial and medical questions require expert advice, not the opinions of a bunch of folk on a Forum.
Wishing you good luck.
You can learn a lot about special needs trusts online. This will save you a lot of time in the attorney office, and in that office you really want to spend as little time as you can while getting all the information you need.
Sure do wish you the best of luck.