I currently have a DPOA over my mothers finances. It was filed with the bank using there forms. They will only allow me access to the accounts on which I am a co-owner. She has two CD accounts, one of which recently matured. Her funds in her checking and savings are dwindling and I need to close the CD accounts in order to pay her bills and her assisted living. They are refusing me on this. They even called the Police and Social Services and I was investigated for Elder abuse. The authorities said they were satisfied that no wrong doing was going on and closed there case. However the bank is still refusing to close the accounts.