You may want to consider then, hiring from an agency which you should ask about vetting process and all other things you wish to have in place. In lieu of that you can ask any caregiver whether he or she is bonded; if they are they will already have been vetted. Ask your own insurance company about coverage for any workers who are hired within your home. Keep careful records and etc. Good luck.
Not trying to contradict you but, a bond has nothing to do with any vetting. It only ensures that you will be made financially whole in the event of caregiver theft, neglect and other things.
Background checks are not part of purchasing a bond.
I recommend speaking with your insurance agent. They can help you get the proper insurance set up, however, they do not set you up with federal and state requirements. Your CPA can guide you on these requirements and how to set up each account required.
I, highly, recommend a payroll/labor leasing company that essentially becomes the "employer" to your caregivers. You get to choose the caregiver, not the PR company. You send in weekly time sheets, they do the payroll and ALL of the insurance, payroll both state and federal and you pay them a percentage of the total payroll.
I found it is about 25% on top of your payroll, this covers FICA, unemployment, fed unemployment, workers compensation and anything else required in AZ (my state)(would be the same for your state). They, also, often offer employer based health insurance that the employee can purchase.
2 Answers
Helpful Newest
First Oldest
First
In lieu of that you can ask any caregiver whether he or she is bonded; if they are they will already have been vetted. Ask your own insurance company about coverage for any workers who are hired within your home. Keep careful records and etc.
Good luck.
Background checks are not part of purchasing a bond.
I, highly, recommend a payroll/labor leasing company that essentially becomes the "employer" to your caregivers. You get to choose the caregiver, not the PR company. You send in weekly time sheets, they do the payroll and ALL of the insurance, payroll both state and federal and you pay them a percentage of the total payroll.
I found it is about 25% on top of your payroll, this covers FICA, unemployment, fed unemployment, workers compensation and anything else required in AZ (my state)(would be the same for your state). They, also, often offer employer based health insurance that the employee can purchase.
Well done for doing this right for all involved.
ADVERTISEMENT