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Sljacobs Asked July 2020

Mom in assisted living with finances to cover about 3 years. I need her to help pay for hearing aids for me. How can that happen w/o penalty?

Labs4me Jul 2020
It cannot happen. Gifting would create a penalty.

AlvaDeer Jul 2020
Sorry. Mom should not now be assisting others, which is counted as "gifting" and could prevent her from getting care when her own assets run out. You are now sadly on your own. Good luck.

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JoAnn29 Jul 2020
You may want to contact your Disabilities department in your county. Your state should have a Dept for the deaf. There maybe help to cover your aids. Call Office of Aging. They may know of programs out there. Some places will do a payment plan. Years ago they allowed you to rent, but not sure about that now.

ZippyZee Jul 2020
Why would you expect your mother to pay for your hearing aids? You are over 18 I assume?

kellse Jul 2020
The Lions club here give out free/used hearing aids. So maybe try looking them up
JoAnn29 Jul 2020
She would still need an audiologist to fit them and adjust them. The "free" aid may not work with her type of hearing loss. Some maybe too old for the newer technology. Digital really doesn't last as long as the old annalog. Molds need to be replaced. So, there is some out of pocket. Not all health insurances cover hearing aids.
Isthisrealyreal Jul 2020
You say that your mom has Alzheimer's and dementia, sorry, she doesn't need to help you and I think that you are committing financial exploitation of a vulnerable senior if you get any money from her.

Time to take care of your own self.

worriedinCali Jul 2020
It can’t happen. She can’t gift you that kind of money if she’ll need Medicaid in 3 years.

GardenArtist Jul 2020
If your mother's in AL, you don't have full time responsibility for her care. So, is there a reason you're not working, or were you laid off b/c of the pandemic?

Tothill Jul 2020
You need to pay for your own hearing aids, it is not Mum's responsibility.

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