Mom (81) and single daughter (52) are living together in a house. Should we buy into CCRC together?

Be prepared to pay all costs yourself. Also be prepared to repay all expenses paid by Medicaid on your mother's behalf for the 5 years preceding her death.

In our city there are more options where you do not need to buy in. Some charge a bit more rent if you don't buy in. Buying in gives them some capital and insurance that there will be money for your funeral!

We rent an independent living apartment and pay a la carte for the few service my husband needs. We have a very active activity calendar and I enjoy volunteering to lead some new activities. Now we have a very active Wii bowling group with many 4 person sessions. The best part is I can leave him to enjoy an activity with friends while I go out and have lunch or do other activities outside with my younger friends. I know he is safe and others will call for help if needed while I am away.

Look around and check out options. This was the best move I ever made.

Go Ye Village in Tahlequah, OK is just such a facility. Buy in and you can get Life/Care Christian living and it is the answer for many here. Doing what I want and now slowly doing less but the woodshop is available and turning pens for a hobby and sales.

This may depend on what sort of assets you have to liquidate to come up with the buy-in fee. You might want to consider an independent living community with assisted living on site. The monthly rate for these seems to be somewhat more than with continuing care but without the initial outlay and the commitment that entails.

If you can afford it, why not?

You are only 52. Will there be people your age-ish?

I am 65 and would never want to live where the (very nice and sweet) people are with my mom. It is too old and quiet for me.

Sounds like an absolutely wonderful idea. Go for it!