I recently moved my aging parents into a facility with a higher nursing staff ratio. Mom has late-stage PD, Dad has early Alzheimer's. They did an in-person evaluation in late October and we moved them in early November. Now, they say Mom's needs are significantly higher than they thought, and so are Dad's. Their new bill will be closer to $20,000/month, instead of the $13,500 we had been quoted. This is a financial blow.
I now think I will need to move them out of this facility very quickly and into something that will accept Medicaid, which is hard to find. They want to be together, of course. I know I signed a contract that they can raise charges based on care needs of my parents, but of course this seems wildly excessive. Anyone have any advice?
Or are you saying you won't pay because price is exorbitant?
Because they won't get Medicaid until their assets are gone, save one car and one home.
And Medicaid will do recovery or "clawback" on that home at their deaths.
In the bay area, California, for Memory Care which you are describing in terms of needs, you could well get up to 20,000 for one person. So to me your prices, if this is full on memory care, are still not bad, and I can't imagine they were half that amount.
You surely are free to explore what else is out there. And if there are still assets then some place like A Place For Mom will help you do that exploration. Once funds are gone, yes, it would be nursing home. As they are married, they well could be roommates.
Don't know what's available in your area, but you might explore 6 pack room and board type establishments. Often run by families, they are more homelike, and they could share a room which would in their case be a real savings.
Good luck. Hope you'll update us.