Sometimes Medicare pays for some inhome help for some QUALIFYING patients but it often is dependent on their insurance: whether it is supplemental or advantage, and etc. You will have to check on your own elder's policies as they are individual to that person and his/her qualifications.
And of course don't forget VA benefits. Even if the person or their spouse do not get VA benefits, they may qualify for home care. The VA was great in providing care for my uncle. He had to be below certain income and assets requirements but coordinated care with what was offered through medicaid.
Marlo, Original medicare offers home health. Different from home care for certain patients. It is not custodial care. A nurse comes once a week, a CNA comes a few times a week to bath the client and other services such as PT, OT as needed but it is not someone who comes every day. It’s considered for the homebound and my mom and aunt each had it for years. I found it very helpful. It is paid for by Part B of Medicare. Aunt had dementia.
Medicare is health insurance and only pays for health care, not custodial care. hope that helps.
You can read more about it by going to Medicare.gov and looking for intermittent home health for homebound. You can also go to medicare.gov compare and put in your zip code and select home health and the choices in your area will come up. You can call them and see if your loved one has the insurance which covers their services. You will need a doctors order. The home health nurse will then come out and assess your LO for services. They will explain their program.
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Medicare is health insurance and only pays for health care, not custodial care. hope that helps.
You can read more about it by going to Medicare.gov and looking for intermittent home health for homebound. You can also go to medicare.gov compare and put in your zip code and select home health and the choices in your area will come up. You can call them and see if your loved one has the insurance which covers their services. You will need a doctors order. The home health nurse will then come out and assess your LO for services. They will explain their program.