Has anyone bought a house with a HUD reverse mortgage at auction? Barrower is deceased.

This post is from June. OP only asked this one question and has not returned to reply. Reporting to have closed.

I’ve seen a couple HUD reverse-mortgage homes go to auction, and honestly the slow part is usually HUD clearing everything after the borrower passes. The sale itself can be smooth, but the title work sometimes drags. A quick read that helped me understand why these delays happen is this plain-language breakdown on the heir/foreclosure process https://reverse.mortgage/foreclosure-heirs. If you’re bidding, just go in knowing the timeline might stretch a bit.

Well Mac says an auction means "as is". That may means you are responsible for any liens on the house. So do your research. County records will show any liens. Are they paid off at time of auction?

It is an aution. As is

As said, we are caregivers. HUD and Reversed mortagages have too many ins and outs. I would think to auction off a house there has to be a clear title. If reversed mortgage, that money has to be paid back. I would talk to a realestate Lawyer or even an agent to help you understand what you may be getting into.

This is not a caregiving issue and seems to be a promotion. Consider asking your question on bogleheads.org, which is a finance and investing forum. Reporting