My mom is homebound but doesn’t qualify for Medicare. I am her caregiver, but can’t work. Is there any way I can be compensated at all?

She can pay you directly but I strongly suggest a written contract and keeping above-board records of payments for if/when the time comes to apply for Medicaid. FYI in most states Medicaid covers the medical part of LTC, not AL or MC. A doctor needs to assess someone as needing LTC (and this is the 2nd part of qualifying for Medicaid: medical necessity). This very often means someone is bedbound and cannot do most of their ADLs, or requires special daily attention. I agree with talking to an elder law or estate planning attorney who is familiar with Medicaid, or a Medicaid Planner for your home state. A Miller Trust may be an option for your Mom.

Have you spoken to a Medicaid planner or Elder Law attorney about doing a Miller Trust or spend down to get her qualified for Medicaid?

I meant she doesn’t qualify for Medicaid sorry. Thanks