Congestive heart failure & 50% lung failure. Early retired public employee no Medicare for 1 more year. Been on O2 for 11 months and need a little help paying.
I agree with Garden Artist. As a public employee, they should have good insurance. Pension too if they worked long enough. Some insurance plans assign a coordinator to each insured person. You can call them and they can help the person find answers.
I would call the office of the doctor who prescribed and ask this question.
She’s retired and many public employees loose their insurance when they retire. But all unions negotiate for insurance post-retirement. Those employees can keep their insurance if they pay the entire premium which very expensive—in California example it is around $1300 a month for a SINGLE public employee to keep their insurance when they retire.
Do you have any medical insurance at all through your former employer? When my sister retired, she transferred to the state employees; retirement medical program. She also had BCBSM, but I believe it was secondary.
When she passed, she had only one medical bill from her oncologist, who waived it. The state medical coverage took care of all other bills, and they were significant.
Other potential options: contact a cardiac organization, your cardiologist or pulmonologist's office, and ask their nurses. The ones who handle medical insurance are in my experience knowledgable and can offer insight.
Contact the DME supplier; ask to speak with their invoicing department. Those are the folks who know who gets billed and who pays for their equipment.
Another option is to contact your local Senior Center and ask if there's a social worker. They often have insights that I wouldn't normally have expected.
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I would call the office of the doctor who prescribed and ask this question.
When she passed, she had only one medical bill from her oncologist, who waived it. The state medical coverage took care of all other bills, and they were significant.
Other potential options: contact a cardiac organization, your cardiologist or pulmonologist's office, and ask their nurses. The ones who handle medical insurance are in my experience knowledgable and can offer insight.
Contact the DME supplier; ask to speak with their invoicing department. Those are the folks who know who gets billed and who pays for their equipment.
Another option is to contact your local Senior Center and ask if there's a social worker. They often have insights that I wouldn't normally have expected.
Good luck.
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Stick around and best wishes to you.