My dad is a retired teacher and not a veteran. He was diagnosed with end-stage CHF in January 2018. He's still walks slowly with a walker and goes to eat in his dining room in a wheelchair. He requires 24-hour seven-days-a-week care because of his diagnosis and multiple falls. I have had multiple social worker visits and it is not an option for him to be alone. He has already paid for 6 months of In-Home Care using half of his and mom's savings, coordinated by a senior care company. He insists on living at home. My brother and I both have full-time jobs and are very busy. I care for my dad once a week and buy groceries another day out of the week plus take my dad to doctor's appointments. My brother comes on Saturdays. We have been caring for him for seven years and both parents before mom died 3 years ago.
I talked my dad into trying assisted living but he behaved so badly that in one month he was back at home. Moving in with him is not an option after reading this forum for several years, plus I tried living with him on my days off already. I have had health problems and I missed out on a job promotion because I was busy with my dad the night before an interview. That is when I hired the caregiving company.
My brother and I are discussing private care at $15/hr right now which could keep him in his house for about eight more months, but it will bring in a lot of stress that we don't need any more of. Even with the Senior Care Company sometimes the caregivers don't show up or they are hours late. But luckily I don't have to deal with it now.
It is dad's idea to sell his house, have the buyer charge him rent to stay there, and use the money from the sale of the house to pay for his care. that would give him two years of living at home. I know it is his property and he owns it outright, but is this a good idea?
I know people's responses are going to be to talk to a Elder lawyer. But I want to know what everyone thinks. Thank you.