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antique65 Asked January 2020

What are Title XIX (19) Social Security Act regulations for the Medicaid program?

Anything anyone can tell me. Will I really lose everything if I need to place someone in a nursing home??

antique65 Jan 2020
I live in CT.
I am concerned that if I need to place my husband in a NH that I will lose all his SS. If that happens I would not be able to continue to live in our home due to the fact my SS would not cover costs. I know they can not kick me out of our home.
worriedinCali Jan 2020
You wouldn’t lose all of his social security. If assets had to be split, you would not he left impoverished. You would be left with enough to money to pay the bills.
needtowashhair Jan 2020
If you are a spouse or child, under certain circumstances, you won't lose anything let alone everything. The primary residence is exempt. Assets are also exempt up to a certain amount. That amount can be raised by petitioning the court. In high cost of living states, that exemption limit can be upped to several hundreds of thousands of dollar. More money than the vast majority of Americans have.

That's what's exempted from medicaid consideration while the recipient is alive. After death, depending on the state, recovery is not attempted on the surviving spouse. At that point, the surviving spouse owns all those assets.

You might want to consult a competent elder law attorney in your state to see what the particulars are in that state.

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anonymous972110 Jan 2020
No you will not lose your home and you will not be impoverished. Contact your local Medicaid office to get information on your states program.

mstrbill Jan 2020
What do you mean YOU lose everything? Is the person who may go to a nursing home supporting you? Please describe more the situation and you and your loved ones's income.

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