Whether Dad receives Medicaid or not depends on his income only. Each state criteria is different. He can have no assets other than SS and/or pension and there is a cap. If he has an insurance policy (not provided by an employer) that has cash value, that will have to be cashed in. You can use that to prepay a funeral the balance going toward spend down. In my Moms case, the cash in value was 10k which paid for her funeral costs.
Your income will not be included nor are you responsible for any bills he has incurred. Because once Medicaid pays for his care, none of his money can go for bills. The debtors will just have to take a loss. In my opinion its the creditors fault they allowed a senior on a fixed income to get in debt.
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Whether Dad receives Medicaid or not depends on his income only. Each state criteria is different. He can have no assets other than SS and/or pension and there is a cap. If he has an insurance policy (not provided by an employer) that has cash value, that will have to be cashed in. You can use that to prepay a funeral the balance going toward spend down. In my Moms case, the cash in value was 10k which paid for her funeral costs.
Your income will not be included nor are you responsible for any bills he has incurred. Because once Medicaid pays for his care, none of his money can go for bills. The debtors will just have to take a loss. In my opinion its the creditors fault they allowed a senior on a fixed income to get in debt.
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