So your mother has been in a nursing home for six years. She is supported by Medicaid.
Your father has lived at home meanwhile, as he has been perfectly entitled to do, with you as his primary caregiver. Are you now considering hospice services for him?
So presumably Medicaid will be looking to claim the house once neither of your parents is living in it any more. You're not a dependent child; you don't have any special circumstances that would make you a dependant?
It seems miserably harsh just to say no, you may have been looking after your father for all this time but now you're out on your ear. I'm afraid that might be so, though. The good thing is that you are thinking about it now, while you have a certain amount of time to plan. Medicaid might still have good advice for you, even if they won't just let you stay on as a thoroughly deserving person. Any other options you might think about?
As you've been living in that house, what has your role been? For example, have you provided caregiving to him that allowed him to stay home rather than to go to a care center?
Medicaid says that states should get reimbursed for their expenses through the sale of the house. But there are several exceptions. The question is whether any of the exceptions apply to you.
My disabled cousin was living with his Mom when she died. Shrevwas getting SSI and medicaid as her medical. Because he was disabled he is allowed to stay in the house. But, if he sells he owes 23k. I think ur question is something you need to ask Medicaid.
Bobby, we need to have more information. Such as if your Mom self-paying at the nursing home or is she using Medicaid [which is different from Medicare]?
I see your Dad is living at home at this point in time. Would there be a time where Dad would need a higher level of skill and would need to move into Assisted Living/ Memory Care or into a nursing home. If he does move, would he be self-pay, or would need to ask Medicaid for help in paying for his care?
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Your father has lived at home meanwhile, as he has been perfectly entitled to do, with you as his primary caregiver. Are you now considering hospice services for him?
So presumably Medicaid will be looking to claim the house once neither of your parents is living in it any more. You're not a dependent child; you don't have any special circumstances that would make you a dependant?
It seems miserably harsh just to say no, you may have been looking after your father for all this time but now you're out on your ear. I'm afraid that might be so, though. The good thing is that you are thinking about it now, while you have a certain amount of time to plan. Medicaid might still have good advice for you, even if they won't just let you stay on as a thoroughly deserving person. Any other options you might think about?
As you've been living in that house, what has your role been? For example, have you provided caregiving to him that allowed him to stay home rather than to go to a care center?
Medicaid says that states should get reimbursed for their expenses through the sale of the house. But there are several exceptions. The question is whether any of the exceptions apply to you.
I see your Dad is living at home at this point in time. Would there be a time where Dad would need a higher level of skill and would need to move into Assisted Living/
Memory Care or into a nursing home. If he does move, would he be self-pay, or would need to ask Medicaid for help in paying for his care?