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karen100 Asked January 2016

My Mom died and I received a letter from Medicaid to send them a copy of her bank account which my name is on. Advice?

2 years since and I have heard back. I was wondering if this would have to be given to them with it being a joint account.

pamstegma Jan 2016
126Cher, it is good to be on the account as a signature, so you can pay bills. But it is bad to have a joint account, as this ties to your SS number and their bad credit can become your bad credit. It is VERY bad to have a joint account with both your funds in it, because Medicaid may consider the whole thing as her assets.

126Cher Jan 2016
I remember when Mom & Dad wrote out their wills & POAs. Lawyer told them to put my name on the account. Was this good or is this bad advice? They did for a while and than took me off. I have a feeling that I know the answer to this question already.

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JessieBelle Jan 2016
Yes, it would. Any money in the joint account would be considered as belonging to your mother. I hope that none of your personal money was in the account. It makes things very messy.

You do need to comply with the Medicaid request. It is not something you can choose to do or not to do.

pamstegma Jan 2016
Wow. You need a lawyer at this point, because the collection calls are going to get ugly. Never ignore a letter from the federal government.

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