After you are accepted for title 19, you have sixty dollars a month to spend on them. If the home provides everything and she has tons of clothes and furniture, what do you spend that money on?
Anything she fancies - a daily newspaper, even if she only looks at the headlines, is what springs to my mind. Making sure my darling late aunt got her Daily Mail every morning was a good exercise in complying with the loved one's preferences no matter how profoundly distasteful you happen to find them. And you can always put on your surgical gloves before you hand it over.
If you plan on doing some sort of gathering after she dies, you could put some of the $ towards that each month. Floral isn't usually covered in cremation packages & some florists will do a preneed contract. Also you could spend to get a different cremation urn /box / jewelry rather than the basic box done by the FH.
If there is going to be any legal done (probate, a muniment) after she dies, you could use the $ to prepay on that as well.
They are allowed to have under 2k in assets & this is separate & apart from their income that gets paid to her NH each month as their SOC. Mom could just save her $ 60 a month and let it build to create towards the 2k asset limit. If you do this, you do need to pay attention NOT to let the $ go over 2k ever. If her state does an annual medicaid renewal, you may need to submit her bank statements or her PNA (personal needs allowance) trust account balance sheet at theNH for the renewal...So you want the amount under the 2k so no ineligibility issues.
Having $ set aside in her bank account is good as there are things just not covered by Medicaid - like eyeglasses & dental - or buy her an upgraded item from the basic item (like a better walker) that Medicaid will pay for, that you may need to spend $ on for her.
LoL I thought about getting her hair done also, but they only charge $10 and i told them to just give her a trim and they cut it SO short it will be forever to grow back... maybe i will have them just do a wash and dry. Hearing aid batteries are about $15 so thats something.. More PJ's. I wish I knew what size shoes to get - I could look for those ones with velcro. Oh, someone suggested bringing her lunch one day. Boy, this is hard - but I am thankful I am not having to run after her any more...
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If there is going to be any legal done (probate, a muniment) after she dies, you could use the $ to prepay on that as well.
They are allowed to have under 2k in assets & this is separate & apart from their income that gets paid to her NH each month as their SOC. Mom could just save her $ 60 a month and let it build to create towards the 2k asset limit. If you do this, you do need to pay attention NOT to let the $ go over 2k ever. If her state does an annual medicaid renewal, you may need to submit her bank statements or her PNA (personal needs allowance) trust account balance sheet at theNH for the renewal...So you want the amount under the 2k so no ineligibility issues.
Having $ set aside in her bank account is good as there are things just not covered by Medicaid - like eyeglasses & dental - or buy her an upgraded item from the basic item (like a better walker) that Medicaid will pay for, that you may need to spend $ on for her.
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Hearing aid batteries are about $15 so thats something..
More PJ's.
I wish I knew what size shoes to get - I could look for those ones with velcro.
Oh, someone suggested bringing her lunch one day.
Boy, this is hard - but I am thankful I am not having to run after her any more...