My Mother is in FL and I want to bring her to TX, but I was told she will lose her insurance. Advice?

I'm so sorry for your upset, msantos, but I am quite sure you can make this work. Don't panic and take a BIG breath! THEN, do not accept information as gospel when it comes to government programs -- even that which is lovingly provided on this site! You MUST direct all your questions to the government programs themselves. DO start with the website, but making a phone call and talking a real person should also be very helpful. She will need to "re-qualify" if she is on Medicaid as each state administers its own program and each is different with respect to eligibility. But debrakgray's advice above is excellent; follow it as best you can. If your mother has any money -- or if you can afford to give her anything -- DO open a bank account for her in Texas. You don't say if your mother has dementia. If she does not, or if it is at the early stages and she is capable of making decisions for herself (competent legally) you need to get her to a lawyer ASAP and get her to give you/sign a Power of Attorney so that you can help her if she later becomes unable to make legal or medical decisions. If you plan to take care of her in your home, you should also read up on this site about contracts for care and get that done quite soon as well. If your Mom's cognitive abilities are severely diminished that I strongly encourage you to talk to your LOCAL Office on Aging for all the information you can get from them. And read, read, read! Basic Medicare will cover her anywhere but if she has a Medicare supplemental policy (and I assume she does) you will need to report her change of address (or anticipated change of address) to them. Some plans are not available in all states but even those that are have to be "redone", sometimes with an increase in cost but my Mom didn't pay any additional at all when she moved from FL to AL. Good luck! You can do this and it is lovely that you are willing to do so. Angels watch over you and your Mom on this journey! Lolli

I would get an insurance agent to sort this out. No, seriously, I had one to help me with Medicare who came to the house.

I can't add anything tangible but do want to wish you weil and urge you to center specifics and talk to this/that agency until you solve this problem.
Grace + peace.
Bob

Benefits Checkup https://www.benefitscheckup.org/ is a great website from the National Council on Aging for seeking benefits. Just plug in your mom's information (it's secure) and your zip code, and it will spit out pages of benefits she might be eligible for in Texas.

When we moved my mom from Las Vegas to my home in Colorado (2 1/2 years ago) I made arrangements the week before she came here. We had numerous address changes to make-her social security check, her pension check, etc, and her automatic withdrawal charges. I set her up with checking and savings accounts at our bank, with the least possible amounts, with myself also on the accounts. I looked for insurance for her, ended up with the same advantage plan that I am on, and got her into a doctor where I went. Then, when I flew back to get her, I did it in reverse-closed her bank accounts, filled out a change of address card, filled out a release of records at her doctor's office, etc. And when we got back 'home', we went to the bank, she signed the signature card, deposited the cashiers checks, went to the new doc for a new patient exam to establish herself, and so forth. Lots of running around and hectic, but doable. I made a list and followed it.

I recently moved my uncle, who is low income and 87, to be with me in MD from NY, and we just had to get him a new insurance plan which we found through a google search. His Social Security transferred no problem. He lives independently and getting his housing voucher transferred has been a bit of a hassle, but "a bit of a hassle" is par for the course in caregiving, no?

If she is on medicaid, that is administered uniquely by each state. She will need to apply for & qualify for TX medicaid program(s). She will need to become a TX resident as part of this which means getting a TX drivers license or ID from TX DOT. You need to see what must be provided to get this done at TX DOT as they are very exacting in documents required.

Like vegasLady said, you need to find out exactly what programs she is currently on right now & why she qualifies on both federal & state level and for state programs if TX has a program that is available & the same for new residents to enroll in.

An HMO is a closed health insurance system which will have set vendors within the system & it is those vendors that mom needs to use for coverage under the HMO. A HMO system can be large like what Kaiser Permanente is on the west coast has since the 1980's. I doubt the FL HMO will also be in TX. TX has not been a state historically to have HMO set up.

You move her and change to an insurance and benefits in the new state. Do you mean she has SSI, not Social Security? Call Social Security and get info directly from them. Put your thinking cap on here. Don't you think people move every day and figure out how to do this? No one is stuck in one state forever. Ask for advice from your local Area Agency on Aging.