If my Mom signs POA forms off internet willingly in front of a notary, is that all?

Is it durable, meaning that it stays in place, even if she becomes incompetent.

I would highly advise you to see an attorney about it. You also need Healthcare POA. I can't say how many people do it themselves and then later a problem is found, and it's too late. They are in a bad situation, because their paperwork is not what they really needed.

Thank you so much. That helped.

Make sure you print out the POA form specific to your state. The notary from the bank that handles my mom's accounts came to the house. As Pam said, your mom will need to show ID and everyone signs. It went smoothly as my mom had no memory loss or confusion at the time.

No need to involve expensive lawyers if you're dealing with a modest amount of money.

As a Notary, I would need to see her ID and be sure she understood what she is signing. She has to sign it in front of me. If I saw any hint of confusion or memory loss, I would not notarize the document and refer you to an attorney.

Your mother really should initiate the process and see a qualified estate planning or elder law attorney. Internet forms are boilerplate and may not cover a variety of anticipated events.