If my friend adds me to her checking savings and cd account can Medicaid take money?

Marge - are you getting some sort of in-home or community based services that are being paid by Medicaid? If so, then you may have to do a spend down each month to qualify. I'm not all that familiar in how those run. You may want to post this as a brand new question to get more responses.

JessieBelle & Freqflyer are right in that your friend should have gone through a spend-down process to qualify for NH medicaid - usually 2k in assets. Their income less a very small amount (from $ 35-105) must be paid to the NH as their co-pay or SOC (share of cost). There should be no real $$ anymore if on medicaid.

So is she really on Medicaid? Or is she private pay and in spend down phase?
Has she applied for medicaid & does she truly understand what Medicaid is and requires? Who is her DPOA & MPOA and how are they involved in this? If there is $ that should be spent down and instead got cashed out (like you take $ out) it will be viewed as gifting and place a transfer penalty on her application so she in ineligible for Medicaid to pay for the NH.

Really everbody - you, your friend, her DPOA, her financially responsible family - need to clearly understand what Medicaid (Medicaid not Medicare) requires. If all this is confusing, one of the experts on this site - Gabriel Heiser - has a most excellent book on this which you can get & is in many libraries as well.

MoePur, Medicaid will consider all funds that are in accounts with your friend's name on it as being 100% your friend's. This is why it is never good to co-mingle money when someone may need Medicaid.

If your friend is already on Medicaid in a NH, I am surprised that there is any money left in CDs or in bank accounts. Your friend would have had to go through spend-down before qualifying for Medicaid if she had over a certain amount -- $2000 in some states. In your position, I would stay away from this financial situation until I understood what was going on. Personally I am wondering how your friend has assets left if he/she is on Medicaid.

I am 62yrs disabled female, my income is less than $14,000 and eligible for Medicaid but my deductible is $600 a month deductible. I thought if I have Medicaid I would not have a deductible this high each month. If I had $600 I would go to the doctor.

I am disabled and 62 yrs old female, and my income is less than $14,000 but Medicaid states I have to pay $600.00 a month deductible before Medicaid kicks in 100%, is this true?

Chances are Medicaid already knows about the checking, savings, and CD accounts. Remember, Medicaid needs the money to help pay for her care in the nursing home.