Follow
Share

My friend is in nursing home.

This question has been closed for answers. Ask a New Question.
Find Care & Housing
Marge - are you getting some sort of in-home or community based services that are being paid by Medicaid? If so, then you may have to do a spend down each month to qualify. I'm not all that familiar in how those run. You may want to post this as a brand new question to get more responses.
Helpful Answer (0)
Report

JessieBelle & Freqflyer are right in that your friend should have gone through a spend-down process to qualify for NH medicaid - usually 2k in assets. Their income less a very small amount (from $ 35-105) must be paid to the NH as their co-pay or SOC (share of cost). There should be no real $$ anymore if on medicaid.

So is she really on Medicaid? Or is she private pay and in spend down phase?
Has she applied for medicaid & does she truly understand what Medicaid is and requires? Who is her DPOA & MPOA and how are they involved in this? If there is $ that should be spent down and instead got cashed out (like you take $ out) it will be viewed as gifting and place a transfer penalty on her application so she in ineligible for Medicaid to pay for the NH.

Really everbody - you, your friend, her DPOA, her financially responsible family - need to clearly understand what Medicaid (Medicaid not Medicare) requires. If all this is confusing, one of the experts on this site - Gabriel Heiser - has a most excellent book on this which you can get & is in many libraries as well.
Helpful Answer (0)
Report

MoePur, Medicaid will consider all funds that are in accounts with your friend's name on it as being 100% your friend's. This is why it is never good to co-mingle money when someone may need Medicaid.

If your friend is already on Medicaid in a NH, I am surprised that there is any money left in CDs or in bank accounts. Your friend would have had to go through spend-down before qualifying for Medicaid if she had over a certain amount -- $2000 in some states. In your position, I would stay away from this financial situation until I understood what was going on. Personally I am wondering how your friend has assets left if he/she is on Medicaid.
Helpful Answer (1)
Report

I am 62yrs disabled female, my income is less than $14,000 and eligible for Medicaid but my deductible is $600 a month deductible. I thought if I have Medicaid I would not have a deductible this high each month. If I had $600 I would go to the doctor.
Helpful Answer (0)
Report

I am disabled and 62 yrs old female, and my income is less than $14,000 but Medicaid states I have to pay $600.00 a month deductible before Medicaid kicks in 100%, is this true?
Helpful Answer (0)
Report

Chances are Medicaid already knows about the checking, savings, and CD accounts. Remember, Medicaid needs the money to help pay for her care in the nursing home.
Helpful Answer (0)
Report

This question has been closed for answers. Ask a New Question.
Subscribe to
Our Newsletter