Find Senior Care (City or Zip)
Join Now Log In
B
bigvicki Asked February 2015

Will we be able to get Medicaid?

My husband and I are both in poor health and unable to work. He is awaiting a disability appeal hearing. Right now we have no income at all and no health insurance. My father passed away in April leaving me some money which we have been living on. By law we now have to get health insurance.If we apply for medicaid will they take what is left of my inheritance?

EXPERT Carol Bradley Bursack, CDSGF Feb 2015
Normally, when there are assets above a certain amount people don't qualify for Medicaid, but your circumstances are complicated.

States differ on what they allow and don't allow. Since your husband is awaiting a disability appeal hearing, you are likely dealing with an attorney for that. If this attorney can't advise you on what you can do as far as your assets and Medicaid, he or she should be able to suggest someone.

Good luck. Please let us know how it works out for you.
Carol

pamstegma Feb 2015
Yes they count an inheritance. So you have to spend that down in accordance with your state's Medicaid rules. Then you dig up five years of financial records for them to look at.

ADVERTISEMENT


freqflyer Feb 2015
You can opt out of getting health insurance but the Federal government will fine you $95, but only if you are getting a IRS tax refund, to which they will take said amount from the refund if the refund if $95 or more. If no refund, then the $95 will carry over into the following year.

Hopefully your husband disability income will come in soon so that he can purchase health insurance.

ADVERTISEMENT

Ask a Question

Subscribe to
Our Newsletter