Joydee, do you have just the one brother? If there are more sibs I suggest a family meeting with all of them, not just the rich one.
Explain what you do for Mom now. Explain what else you think she needs, or that you cannot continue what you are doing and she needs someone to fill in the gaps. Ask for suggestions and input.
If there is no agreement about what kind of assistance Mom needs, then it is pretty pointless to discuss how to pay for it. Discussing what is needed, why, and who says so has to come first.
Do your homework first, before talking about money. What will her insurance cover (if her doctor orders it)? What else would you want for her? What would that cost? How much of that can she cover with her income and assets? Assuming they agree she needs the kind of help you think she does, then together figure out how it could be paid for.
Of course your brother (and any other siblings) should be informed of Mom's health status, and what you think she needs. He has a right to know and to make up his own mind. But keep in mind that he may not agree with you for reasons ranging from logic to emotions to greed. He has the right to make his own decisions.
Besides asking brother, what other options have you considered so far?
Florida has a comprehensive healthcare system. If mom needs aides, her doctor can order them and Medicaid can cover the cost. If she needs Assisted Living, they cover that too. You don't need any more than that.
How? Candidly, and giving ball park figures. You might want to line up a few costed suggestions to put to him - type of service she needs, how much it costs, what he would be expected to contribute, etc.
Should you? Certainly, unless there is an incredibly good reason not to. And I can't off the top of my head think of any good reasons why one wouldn't.
First of all, men like to solve problems, so start out the conversation as a problem solver, such as saying Mom needs extra help what do you suggest? If he gives you ideas, then ask how could *we* pay for the extra help?
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Explain what you do for Mom now. Explain what else you think she needs, or that you cannot continue what you are doing and she needs someone to fill in the gaps. Ask for suggestions and input.
If there is no agreement about what kind of assistance Mom needs, then it is pretty pointless to discuss how to pay for it. Discussing what is needed, why, and who says so has to come first.
Do your homework first, before talking about money. What will her insurance cover (if her doctor orders it)? What else would you want for her? What would that cost? How much of that can she cover with her income and assets? Assuming they agree she needs the kind of help you think she does, then together figure out how it could be paid for.
Of course your brother (and any other siblings) should be informed of Mom's health status, and what you think she needs. He has a right to know and to make up his own mind. But keep in mind that he may not agree with you for reasons ranging from logic to emotions to greed. He has the right to make his own decisions.
Besides asking brother, what other options have you considered so far?
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Should you? Certainly, unless there is an incredibly good reason not to. And I can't off the top of my head think of any good reasons why one wouldn't.